Kuap. Ru - Balance sheet of БАЙКАЛКРЕДОБАНК, analysis of f.101

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	BAYKALKREDOBANK	add to comparison
Central Bank of Russia registration number: 2990

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	1 120 799	1 120 799
High liquid assets	74 630	74 630
Cash and equivalents	60 106	60 106
Cash	21 310	21 310
in cash and en route	21 310	21 310
Nostro account with Central Bank	38 796	38 796
Nostro accounts	12 714	12 714
Residents	12 714	12 714
Money in transfer	1 810	1 810
Interest-earning assets	1 019 080	1 019 080
Dues from banks	275 000	275 000
Central Bank of Russia	275 000	275 000
Loans to corporate clients	632 690	632 690
residents	636 740	636 740
up to 30 days	81 308	81 308
up to 180 days	28 883	28 883
up to 1 year	147 681	147 681
up to 3 years	314 934	314 934
more than 3 years	63 934	63 934
state-owned enterprises	416	416
up to 3 years	416	416
Past-due	2 353	2 353
residents	2 353	2 353
Provision for impairment of corporate loans	-6 819	-6 819
residents	-6 818	-6 818
state-owned enterprises	-1	-1
Loans to private entrepreneurs	30 193	30 193
up to 3 years	3 912	3 912
more than 3 years	28 004	28 004
Past-due	17	17
Provision for impairment of loans to private entrepreneurs	-1 740	-1 740
Loans to individuals	81 197	81 197
Standard	81 555	81 555
up to 3 years	14 288	14 288
more than 3 years	67 267	67 267
Past-due	408	408
Past-due	408	408
Provision for impairment of loans to individuals	-766	-766
Other assets	27 089	27 089
Mandatory reserves with Central Bank	1 278	1 278
Premises and equipment	23 494	23 494
Purchase cost	46 992	46 992
Depreciation	-23 498	-23 498
Accrued interest not yet received	138	138
Other assets	2 446	2 446
Provision for impairment of other assets	-980	-980
Deferred tax asset	713	713
LIABILITIES	752 539	752 539
On demand	194 400	194 400
Corporate clients	168 917	168 917
State-owned enterprises	71	71
Residents	168 846	168 846
Individuals	25 483	25 483
Residents	25 474	25 474
Non-residents	9	9
Term	545 485	545 485
Individuals	545 485	545 485
residents	545 485	545 485
up to 180 days	7 235	7 235
up to 1 year	16 511	16 511
up to 3 years	521 739	521 739
Other liabilities	12 654	12 654
Other liabilities	9 813	9 813
Accrued interest not yet paid	2 841	2 841
EQUITY	368 260	368 260
Capital	296 181	296 181
Profit from previous years	68 660	68 660
Retained earnings from previous years	68 660	68 660
Current year profit	3 419	3 419
Current year retained earnings	3 419	3 419
OFF-BALANCE SHEET	1 307 727	1 307 727
Contingent liabilities	-87 765	-87 765
Guarantees issued	-2 875	-2 875
Unused credit limits opened	-84 890	-84 890
Collateral on loans	1 398 497	1 398 497
goods	1 398 497	1 398 497
Unprocessed payments	24 057	24 057
Due to lack of funds on client accounts	24 057	24 057
Other off-balance sheet accounts	-27 062	-27 062
Written-off interest	-8 135	-8 135
Written-off loans	-18 927	-18 927
Risk-weighted assets	908 695	908 695
Reserve rates:
Loans to banks:	0,00%	-
Customer loans, total:	-1,19%	-100,0%
including corporate loans:	-1,27%	-100,0%
including individual loans:	-0,93%	-100,0%
Past-due rate:	-0,37%	-100,0%
corporate clients:	-0,35%	-100,0%
individuals:	-0,50%	-100,0%

You can also get acquainted with balance sheet aggregation methodics.

RSS-канал. Telegram: http://t.me/kuapru
If you have proposals or questions on using our site materials, please write us letters.