Kuap. Ru - Balance sheet of АК БАРС, analysis of f.101

	AK BARS	add to comparison
Central Bank of Russia registration number: 2590 state-controlled, CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies), complies with 185-FZ (work with housing and utilities infrastructure)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	673 328 285	673 328 285
High liquid assets	39 976 175	39 976 175
Cash and equivalents	31 717 836	31 717 836
Cash	14 544 505	14 544 505
in cash and en route	12 409 958	12 409 958
in ATMs	1 540 809	1 540 809
precious metals	593 738	593 738
Nostro account with Central Bank	17 173 331	17 173 331
Nostro accounts	3 108 661	3 108 661
Non-residents	2 776 961	2 776 961
Residents	331 700	331 700
Money in transfer	5 190 723	5 190 723
Provision for impairment of high-liquid assets	-41 045	-41 045
Interest-earning assets	540 212 367	540 212 367
Dues from banks	69 819 295	69 819 295
Residents	55 149 447	55 149 447
up to 30 days	8 289 120	8 289 120
up to 180 days	46 860 327	46 860 327
Non-residents	14 724 416	14 724 416
up to 30 days	1 708 032	1 708 032
up to 180 days	12 782 932	12 782 932
more than 180 days	233 452	233 452
Provision for impairment of loans to banks	-54 568	-54 568
Securities	195 975 222	195 975 222
Bonds	173 171 595	173 171 595
Federal Loan Bonds (OFZs), OBRs	9 322 007	9 322 007
Corporate bonds	52 880 284	52 880 284
Financial institutions bonds	8 908 150	8 908 150
Foreign sovereign bonds	1 136 270	1 136 270
Corporate foreign bonds	89 807 831	89 807 831
Valuation allowance	521	521
Pledged under REPO	11 861 011	11 861 011
Past-due	1 498 964	1 498 964
Provision for impairment of bonds	-2 243 443	-2 243 443
Promissory notes	25 540	25 540
Corporate	70 700	70 700
Provision for impairment of promissory notes	-45 160	-45 160
Stocks	22 397 154	22 397 154
Residents	21 907 197	21 907 197
Non-residents	62 643	62 643
Valuation allowance	427 314	427 314
Mutual funds	380 933	380 933
Loans to corporate clients	145 489 196	145 489 196
residents	129 396 207	129 396 207
up to 30 days	729 581	729 581
up to 180 days	6 461 685	6 461 685
up to 1 year	44 815 670	44 815 670
up to 3 years	27 853 681	27 853 681
more than 3 years	49 535 590	49 535 590
non-residents	19 061 218	19 061 218
more than 3 years	19 061 218	19 061 218
state-owned enterprises	8 593 878	8 593 878
up to 180 days	364 382	364 382
up to 1 year	6 744 327	6 744 327
up to 3 years	566 446	566 446
more than 3 years	918 723	918 723
Past-due	17 216 756	17 216 756
residents	17 186 112	17 186 112
non-residents	25	25
state-owned enterprises	30 619	30 619
Provision for impairment of corporate loans	-28 778 863	-28 778 863
residents	-28 568 160	-28 568 160
non-residents	-116 489	-116 489
state-owned enterprises	-94 214	-94 214
Loans to private entrepreneurs	3 518 220	3 518 220
up to 30 days	88 047	88 047
up to 180 days	118 485	118 485
up to 1 year	482 285	482 285
up to 3 years	418 704	418 704
more than 3 years	2 480 705	2 480 705
Past-due	246 522	246 522
Provision for impairment of loans to private entrepreneurs	-316 528	-316 528
Loans to individuals	125 410 434	125 410 434
Standard	127 081 962	127 081 962
up to 30 days	369 209	369 209
up to 180 days	188 251	188 251
up to 1 year	13 778	13 778
up to 3 years	2 785 457	2 785 457
more than 3 years	123 725 267	123 725 267
Past-due	6 543 034	6 543 034
Past-due	6 543 034	6 543 034
Provision for impairment of loans to individuals	-8 214 562	-8 214 562
Other assets	93 139 743	93 139 743
Mandatory reserves with Central Bank	3 865 131	3 865 131
Premises and equipment	11 529 042	11 529 042
Purchase cost	17 365 259	17 365 259
Depreciation	-5 836 217	-5 836 217
Accrued interest not yet received	9 440 874	9 440 874
Assets under management	20 890 115	20 890 115
Other assets	66 964 851	66 964 851
Investments in subsidiaries	1 142 383	1 142 383
Provision for impairment of other assets	-24 194 444	-24 194 444
Derivatives - assets	1 513 791	1 513 791
Deferred tax asset	1 988 000	1 988 000
LIABILITIES	595 485 014	595 485 014
Dues to banks	10 695 414	10 695 414
On demand	45 804	45 804
Residents	44 882	44 882
Non-residents	922	922
Term	10 634 548	10 634 548
Central Bank of Russia	1 860 501	1 860 501
up to 180 days	124 933	124 933
more than 180 days	1 735 568	1 735 568
Residents	8 574 360	8 574 360
up to 30 days	8 574 360	8 574 360
Non-residents	199 687	199 687
up to 30 days	199 687	199 687
Other dues to banks	15 062	15 062
On demand	116 647 150	116 647 150
Corporate clients	80 338 135	80 338 135
State-owned enterprises	19 841 979	19 841 979
Residents	57 634 004	57 634 004
Non-residents	2 862 152	2 862 152
Individuals	35 550 440	35 550 440
Residents	35 370 339	35 370 339
Non-residents	180 101	180 101
Brokerage accounts	758 575	758 575
Residents	758 471	758 471
Non-residents	104	104
Term	452 961 853	452 961 853
Corporate clients	377 221 950	377 221 950
Residents	268 770 319	268 770 319
up to 30 days	6 482 258	6 482 258
up to 180 days	11 045 216	11 045 216
up to 1 year	24 815 431	24 815 431
up to 3 years	38 119 400	38 119 400
more than 3 years	188 308 014	188 308 014
Non-residents	46 690 440	46 690 440
more than 3 years	46 690 440	46 690 440
State-owned enterprises	61 761 191	61 761 191
up to 30 days	1 258 640	1 258 640
up to 180 days	19 364 899	19 364 899
up to 1 year	33 312 749	33 312 749
up to 3 years	6 726 248	6 726 248
more than 3 years	1 098 655	1 098 655
Individuals	75 739 903	75 739 903
residents	75 644 034	75 644 034
up to 30 days	8 984	8 984
up to 180 days	5 154 574	5 154 574
up to 1 year	16 791 695	16 791 695
up to 3 years	53 688 781	53 688 781
non-residents	95 869	95 869
up to 30 days	207	207
up to 180 days	3 308	3 308
up to 1 year	45 903	45 903
up to 3 years	46 451	46 451
Securities issued	153 344	153 344
Bonds	100 000	100 000
Promissory notes	53 314	53 314
up to 3 years	53 314	53 314
Depositary certificates	30	30
up to 30 days	30	30
Other liabilities	15 027 253	15 027 253
Other liabilities	4 944 719	4 944 719
Accrued interest not yet paid	5 315 695	5 315 695
Derivatives - liabilities	3 417 291	3 417 291
Deferred tax liabilities	1 349 548	1 349 548
EQUITY	77 843 272	77 843 272
Capital	52 858 254	52 858 254
Profit from previous years	24 423 540	24 423 540
Retained earnings from previous years	24 423 540	24 423 540
Current year profit	561 478	561 478
Current year retained earnings	561 478	561 478
OFF-BALANCE SHEET	12 248 040	12 248 040
Contingent liabilities	-320 709 231	-320 709 231
Guarantees issued	-113 646 983	-113 646 983
Unused credit limits opened	-106 746 922	-106 746 922
Unused guarantee limits	-100 315 326	-100 315 326
Collateral on loans	315 499 093	315 499 093
goods	188 089 761	188 089 761
securities	127 409 332	127 409 332
Unprocessed payments	17 933 871	17 933 871
Due to lack of funds on client accounts	17 933 871	17 933 871
Other off-balance sheet accounts	-475 693	-475 693
Written-off interest	-28 694	-28 694
Written-off loans to banks	-500	-500
Written-off loans	-446 499	-446 499
Credit card balances	369 209	369 209
Risk-weighted assets	649 671 595	649 671 595
Reserve rates:
Loans to banks:	-0,08%	-100,0%
Customer loans, total:	-11,84%	-100,0%
including corporate loans:	-16,34%	-100,0%
including individual loans:	-6,15%	-100,0%
Past-due rate:	-7,70%	-100,0%
corporate clients:	-9,81%	-100,0%
individuals:	-4,90%	-100,0%