Central Bank of Russia registration number: 2223
On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player ). You can also get acquainted with balance sheet aggregation methodics .
This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101): br>- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.
Balance sheet position, thous. rub.
01.01.2009
01.12.2008
01.11.2008
01.10.2008
01.09.2008
01.08.2008
01.07.2008
01.06.2008
01.05.2008
01.04.2008
01.03.2008
01.02.2008
01.01.2008
01.12.2007
01.11.2007
01.10.2007
01.09.2007
01.08.2007
01.07.2007
01.06.2007
01.05.2007
01.04.2007
01.03.2007
01.02.2007
01.01.2007
01.12.2006
01.11.2006
01.10.2006
01.09.2006
01.08.2006
01.07.2006
01.06.2006
01.05.2006
01.04.2006
01.03.2006
01.02.2006
01.01.2006
01.12.2005
01.11.2005
01.10.2005
01.09.2005
01.01.2009
01.12.2008
01.11.2008
01.10.2008
01.09.2008
01.08.2008
01.07.2008
01.06.2008
01.05.2008
01.04.2008
01.03.2008
01.02.2008
01.01.2008
01.12.2007
01.11.2007
01.10.2007
01.09.2007
01.08.2007
01.07.2007
01.06.2007
01.05.2007
01.04.2007
01.03.2007
01.02.2007
01.01.2007
01.12.2006
01.11.2006
01.10.2006
01.09.2006
01.08.2006
01.07.2006
01.06.2006
01.05.2006
01.04.2006
01.03.2006
01.02.2006
01.01.2006
01.12.2005
01.11.2005
01.10.2005
01.09.2005
Period change
ASSETS
3 221 684
3 221 684
High liquid assets
1 006 547
1 006 547
Cash and equivalents
656 922
656 922
Cash
460 142
460 142
in cash and en route
452 504
452 504
in ATMs
7 638
7 638
Nostro account with Central Bank
196 780
196 780
Nostro accounts
349 223
349 223
Non-residents
77 248
77 248
Residents
271 975
271 975
Money in transfer
402
402
Interest-earning assets
1 860 014
1 860 014
Corporate
1 455
1 455
Provision for impairment of promissory notes
-1 455
-1 455
Loans to corporate clients
1 449 201
1 449 201
residents
1 580 945
1 580 945
up to 30 days
1 282
1 282
up to 180 days
909 400
909 400
up to 1 year
376 463
376 463
up to 3 years
293 800
293 800
Past-due
48 182
48 182
residents
48 182
48 182
Provision for impairment of corporate loans
-179 926
-179 926
residents
-179 926
-179 926
Loans to individuals
439 717
439 717
Standard
446 280
446 280
up to 30 days
9 927
9 927
up to 3 years
73 708
73 708
more than 3 years
362 645
362 645
Past-due
5 001
5 001
Past-due
5 001
5 001
Provision for impairment of loans to individuals
-11 564
-11 564
Provision for impairment of loans past-due
-28 904
-28 904
Other assets
355 123
355 123
Mandatory reserves with Central Bank
6 612
6 612
Premises and equipment
260 523
260 523
Purchase cost
304 487
304 487
Depreciation
-43 964
-43 964
Accrued interest not yet received
13 932
13 932
Other assets
101 465
101 465
Provision for impairment of other assets
-27 409
-27 409
LIABILITIES
2 407 278
2 407 278
Dues to banks
162 775
162 775
On demand
32 775
32 775
Residents
32 775
32 775
Term
130 000
130 000
Residents
130 000
130 000
up to 180 days
130 000
130 000
On demand
1 994 585
1 994 585
Corporate clients
1 973 411
1 973 411
State-owned enterprises
1 521 172
1 521 172
Residents
452 239
452 239
Individuals
21 128
21 128
Residents
21 127
21 127
Non-residents
1
1
Brokerage accounts
46
46
Residents
46
46
Term
242 116
242 116
Corporate clients
140 699
140 699
Residents
115 903
115 903
up to 30 days
1 000
1 000
up to 180 days
107 903
107 903
up to 1 year
1 000
1 000
up to 3 years
6 000
6 000
State-owned enterprises
24 796
24 796
up to 1 year
24 796
24 796
Individuals
101 417
101 417
residents
100 771
100 771
up to 30 days
447
447
up to 180 days
26 791
26 791
up to 1 year
19 679
19 679
up to 3 years
53 430
53 430
more than 3 years
424
424
non-residents
646
646
up to 1 year
646
646
Other liabilities
7 802
7 802
Other liabilities
2 274
2 274
Accrued interest not yet paid
5 528
5 528
EQUITY
814 406
814 406
Capital
440 612
440 612
Profit from previous years
359 812
359 812
Retained earnings from previous years
359 812
359 812
Current year profit
15 216
15 216
Current year retained earnings
15 216
15 216
Future expenses
-1 234
-1 234
OFF-BALANCE SHEET
2 106 126
2 106 126
Contingent liabilities
-199 625
-199 625
Guarantees issued
-17 334
-17 334
Unused credit limits opened
-182 291
-182 291
Collateral on loans
2 311 810
2 311 810
goods
2 299 499
2 299 499
securities
12 311
12 311
Other off-balance sheet accounts
-6 059
-6 059
Accrued interest not yet received
2 506
2 506
Written-off interest
-4 186
-4 186
Written-off loans
-4 379
-4 379
Credit card balances
9 927
9 927
Reserve rates:
Customer loans, total: -10,59%
-100,0%
including corporate loans: -11,24%
-100,0%
including individual loans: -2,56%
-100,0%
Past-due rate:
-2,59%
-100,0%
corporate clients:
-3,01%
-100,0%
individuals:
-1,11%
-100,0%
You can also get acquainted with balance sheet aggregation methodics .