Kuap. Ru - Balance sheet of ВТБ 24, analysis of f.101

	VTB 24	add to comparison
Central Bank of Russia registration number: 1623 retail lending, CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies), complies with 185-FZ (work with housing and utilities infrastructure)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	3 646 019 400	3 646 019 400
High liquid assets	247 629 235	247 629 235
Cash and equivalents	206 322 080	206 322 080
Cash	107 133 377	107 133 377
in cash and en route	54 423 636	54 423 636
in ATMs	52 536 337	52 536 337
precious metals	173 404	173 404
Nostro account with Central Bank	99 188 703	99 188 703
Nostro accounts	11 084 910	11 084 910
Residents	11 084 910	11 084 910
Money in transfer	27 231 083	27 231 083
Exchange accounts	3 065 663	3 065 663
Provision for impairment of high-liquid assets	-74 501	-74 501
Interest-earning assets	3 218 182 217	3 218 182 217
Dues from banks	1 249 624 039	1 249 624 039
Residents	1 246 109 156	1 246 109 156
up to 30 days	140 000 000	140 000 000
up to 180 days	253 000 000	253 000 000
more than 180 days	853 109 156	853 109 156
Non-residents	3 550 387	3 550 387
more than 180 days	3 550 387	3 550 387
Provision for impairment of loans to banks	-35 504	-35 504
Securities	68 475 968	68 475 968
Bonds	60 879 936	60 879 936
Federal Loan Bonds (OFZs), OBRs	31 316 334	31 316 334
Corporate bonds	17 148 953	17 148 953
Corporate foreign bonds	11 387 510	11 387 510
Valuation allowance	1 027 139	1 027 139
Past-due	112 435	112 435
Provision for impairment of bonds	-112 435	-112 435
Promissory notes	338 171	338 171
Banks	338 171	338 171
Stocks	4 870 624	4 870 624
Residents	4 924 051	4 924 051
Provision for impairment of stocks	-53 427	-53 427
Mutual funds	2 387 237	2 387 237
Loans to corporate clients	173 808 823	173 808 823
residents	163 448 201	163 448 201
up to 30 days	43 527 751	43 527 751
up to 180 days	23 166 734	23 166 734
up to 1 year	21 621 625	21 621 625
up to 3 years	13 034 462	13 034 462
more than 3 years	62 097 629	62 097 629
non-residents	14 596 123	14 596 123
up to 30 days	5 760	5 760
up to 3 years	11 776 222	11 776 222
more than 3 years	2 814 141	2 814 141
state-owned enterprises	3 343	3 343
up to 3 years	3 343	3 343
Past-due	19 834 039	19 834 039
residents	19 790 047	19 790 047
state-owned enterprises	43 992	43 992
Provision for impairment of corporate loans	-24 072 883	-24 072 883
residents	-24 003 348	-24 003 348
non-residents	-28 141	-28 141
state-owned enterprises	-41 394	-41 394
Loans to private entrepreneurs	34 662 103	34 662 103
up to 30 days	1 257 759	1 257 759
up to 180 days	2 488 021	2 488 021
up to 1 year	157 790	157 790
up to 3 years	6 323 887	6 323 887
more than 3 years	25 004 464	25 004 464
Past-due	6 551 964	6 551 964
Provision for impairment of loans to private entrepreneurs	-7 121 782	-7 121 782
Loans to individuals	1 691 611 284	1 691 611 284
Standard	1 736 473 794	1 736 473 794
up to 30 days	77 853 054	77 853 054
up to 180 days	198 542	198 542
up to 1 year	4 431 634	4 431 634
up to 3 years	90 718 855	90 718 855
more than 3 years	1 563 271 709	1 563 271 709
Memo: mortgage loans	890 358 102	890 358 102
Past-due	89 984 274	89 984 274
Past-due	89 984 274	89 984 274
Memo: mortgage loans past-due	6 601 968	6 601 968
Provision for impairment of loans to individuals	-134 846 784	-134 846 784
Other assets	180 207 948	180 207 948
Mandatory reserves with Central Bank	27 369 114	27 369 114
Premises and equipment	63 915 149	63 915 149
Purchase cost	89 580 293	89 580 293
Depreciation	-25 665 144	-25 665 144
Accrued interest not yet received	18 959 962	18 959 962
Other assets	76 151 250	76 151 250
Investments in subsidiaries	7 761 247	7 761 247
Provision for impairment of other assets	-14 676 187	-14 676 187
Derivatives - assets	76 080	76 080
Deferred tax asset	651 333	651 333
LIABILITIES	3 329 840 569	3 329 840 569
Dues to banks	76 262 241	76 262 241
On demand	2 481 469	2 481 469
Residents	2 480 702	2 480 702
Non-residents	767	767
Term	72 717 234	72 717 234
Central Bank of Russia	1 274 528	1 274 528
up to 180 days	5 000	5 000
more than 180 days	1 269 528	1 269 528
Residents	71 442 706	71 442 706
up to 30 days	1 800	1 800
more than 180 days	71 440 906	71 440 906
Other dues to banks	1 063 538	1 063 538
On demand	933 908 354	933 908 354
Corporate clients	309 025 658	309 025 658
State-owned enterprises	49 712 441	49 712 441
Residents	257 421 127	257 421 127
Non-residents	1 892 090	1 892 090
Individuals	598 427 854	598 427 854
Residents	584 701 937	584 701 937
Non-residents	13 725 917	13 725 917
Brokerage accounts	26 454 842	26 454 842
Residents	25 917 252	25 917 252
Non-residents	537 590	537 590
Term	2 251 711 252	2 251 711 252
Corporate clients	342 157 697	342 157 697
Residents	197 288 745	197 288 745
up to 30 days	83 483 160	83 483 160
up to 180 days	92 112 504	92 112 504
up to 1 year	16 974 180	16 974 180
up to 3 years	4 119 408	4 119 408
more than 3 years	599 493	599 493
Non-residents	1 182 305	1 182 305
up to 30 days	1 165 000	1 165 000
up to 1 year	4 847	4 847
up to 3 years	12 412	12 412
more than 3 years	46	46
State-owned enterprises	143 686 647	143 686 647
up to 30 days	2 580 854	2 580 854
up to 180 days	140 338 792	140 338 792
up to 1 year	735 490	735 490
up to 3 years	31 511	31 511
Individuals	1 909 553 555	1 909 553 555
residents	1 867 413 775	1 867 413 775
up to 180 days	605 385 784	605 385 784
up to 1 year	266 427 103	266 427 103
up to 3 years	767 634 001	767 634 001
more than 3 years	227 966 887	227 966 887
non-residents	42 139 780	42 139 780
up to 180 days	6 595 386	6 595 386
up to 1 year	3 508 327	3 508 327
up to 3 years	28 374 596	28 374 596
more than 3 years	3 661 471	3 661 471
Securities issued	16 868 232	16 868 232
Bonds	16 310 501	16 310 501
Promissory notes	557 731	557 731
on demand	14 000	14 000
up to 3 years	87 457	87 457
more than 3 years	792 544	792 544
Discount accrued	-336 270	-336 270
Other liabilities	51 090 490	51 090 490
Other liabilities	42 397 370	42 397 370
Accrued interest not yet paid	8 675 660	8 675 660
Derivatives - liabilities	17 460	17 460
EQUITY	316 178 830	316 178 830
Capital	220 053 385	220 053 385
Profit from previous years	98 557 222	98 557 222
Retained earnings from previous years	98 557 222	98 557 222
Future expenses	-2 431 777	-2 431 777
OFF-BALANCE SHEET	2 265 317 193	2 265 317 193
Unused credit limits available	2 000 000	2 000 000
Contingent liabilities	-201 943 884	-201 943 884
Guarantees issued	-31 146 171	-31 146 171
Unused credit limits opened	-170 797 713	-170 797 713
Collateral on loans	2 311 003 427	2 311 003 427
goods	815 329 443	815 329 443
securities	1 495 673 984	1 495 673 984
Unprocessed payments	155 164 560	155 164 560
Due to lack of funds on client accounts	155 164 560	155 164 560
Other off-balance sheet accounts	-906 910	-906 910
Accrued interest not yet received	16 635 333	16 635 333
Written-off interest	-2 268 664	-2 268 664
Written-off loans	-15 273 579	-15 273 579
Credit card balances	77 853 054	77 853 054
Risk-weighted assets	3 217 615 055	3 217 615 055
Reserve rates:
Loans to banks:	-0,00%	-100,0%
Customer loans, total:	-7,90%	-100,0%
including corporate loans:	-13,02%	-100,0%
including individual loans:	-7,38%	-100,0%
Past-due rate:	-5,63%	-100,0%
corporate clients:	-11,01%	-100,0%
individuals:	-4,93%	-100,0%
o/w mortgages:	-0,74%	-100,0%