Kuap. Ru - Balance sheet of ВУЗ-БАНК, analysis of f.101

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	VUZ-BANK	add to comparison
Central Bank of Russia registration number: 1557 under resolution, retail funding

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	172 901 208	172 901 208
High liquid assets	979 931	979 931
Cash and equivalents	431 259	431 259
Cash	61 967	61 967
in cash and en route	59 135	59 135
in ATMs	2 832	2 832
Nostro account with Central Bank	369 292	369 292
Nostro accounts	542 879	542 879
Residents	542 879	542 879
Money in transfer	5 859	5 859
Provision for impairment of high-liquid assets	-66	-66
Interest-earning assets	78 408 181	78 408 181
Dues from banks	2 279 310	2 279 310
Loans past-due	2 887 913	2 887 913
residents	2 887 913	2 887 913
Provision for impairment of loans to banks	-608 603	-608 603
Securities	22 125 332	22 125 332
Bonds	22 050 046	22 050 046
Federal Loan Bonds (OFZs), OBRs	446 981	446 981
Corporate foreign bonds	1 719 368	1 719 368
Valuation allowance	-1 677 425	-1 677 425
Pledged under REPO	21 561 122	21 561 122
Stocks	22 628	22 628
Residents	123 741	123 741
Valuation allowance	-101 113	-101 113
Mutual funds	52 658	52 658
Loans to corporate clients	51 711 637	51 711 637
residents	50 153 920	50 153 920
up to 30 days	21 375	21 375
up to 180 days	915 696	915 696
up to 1 year	11 085 856	11 085 856
up to 3 years	27 052 025	27 052 025
more than 3 years	11 078 968	11 078 968
non-residents	1 403 674	1 403 674
up to 3 years	1 228 674	1 228 674
more than 3 years	175 000	175 000
Past-due	695 416	695 416
residents	695 416	695 416
Provision for impairment of corporate loans	-541 373	-541 373
residents	-523 540	-523 540
non-residents	-17 833	-17 833
Loans to private entrepreneurs	103 893	103 893
up to 30 days	13 570	13 570
up to 180 days	10 549	10 549
up to 1 year	2 701	2 701
up to 3 years	20 599	20 599
more than 3 years	24 951	24 951
Past-due	65 125	65 125
Provision for impairment of loans to private entrepreneurs	-33 602	-33 602
Loans to individuals	2 188 009	2 188 009
Standard	4 310 755	4 310 755
up to 30 days	82 784	82 784
up to 180 days	70	70
up to 3 years	165 516	165 516
more than 3 years	4 062 385	4 062 385
Past-due	1 061 626	1 061 626
Past-due	1 061 626	1 061 626
Provision for impairment of loans to individuals	-3 184 372	-3 184 372
Other assets	93 513 096	93 513 096
Mandatory reserves with Central Bank	164 184	164 184
Premises and equipment	182 152	182 152
Purchase cost	405 185	405 185
Depreciation	-223 033	-223 033
Accrued interest not yet received	2 213 054	2 213 054
Other assets	90 672 401	90 672 401
Provision for impairment of other assets	-553 612	-553 612
Derivatives - assets	9 107	9 107
Deferred tax asset	825 810	825 810
LIABILITIES	173 579 475	173 579 475
Dues to banks	156 931 991	156 931 991
Term	156 928 086	156 928 086
Residents	156 928 086	156 928 086
up to 30 days	18 328 086	18 328 086
up to 180 days	138 600 000	138 600 000
Other dues to banks	3 905	3 905
On demand	955 653	955 653
Corporate clients	640 875	640 875
Residents	639 704	639 704
Non-residents	1 171	1 171
Individuals	314 778	314 778
Residents	314 731	314 731
Non-residents	47	47
Term	14 771 163	14 771 163
Corporate clients	4 620 705	4 620 705
Residents	186 004	186 004
up to 30 days	68 326	68 326
up to 180 days	117 678	117 678
State-owned enterprises	4 434 701	4 434 701
more than 3 years	4 434 701	4 434 701
Individuals	10 150 458	10 150 458
residents	10 146 625	10 146 625
up to 180 days	138 176	138 176
up to 1 year	3 984 423	3 984 423
up to 3 years	5 803 818	5 803 818
more than 3 years	220 208	220 208
non-residents	3 833	3 833
up to 1 year	1 138	1 138
up to 3 years	2 695	2 695
Other liabilities	920 668	920 668
Other liabilities	63 203	63 203
Accrued interest not yet paid	31 655	31 655
Deferred tax liabilities	825 810	825 810
EQUITY	-678 266	-678 266
Capital	-1 514 271	-1 514 271
Profit from previous years	846 596	846 596
Retained earnings from previous years	846 596	846 596
Current year profit	-10 591	-10 591
Current year retained earnings	-10 591	-10 591
OFF-BALANCE SHEET	110 610 390	110 610 390
Contingent liabilities	-355 838	-355 838
Unused credit limits opened	-354 984	-354 984
Unused guarantee limits	-854	-854
Collateral on loans	111 586 272	111 586 272
goods	101 947 112	101 947 112
securities	9 639 160	9 639 160
Unprocessed payments	1 327 092	1 327 092
Due to lack of funds on client accounts	1 327 092	1 327 092
Other off-balance sheet accounts	-1 947 136	-1 947 136
Written-off interest	-430 036	-430 036
Written-off loans	-1 517 100	-1 517 100
Credit card balances	82 784	82 784
Reserve rates:
Loans to banks:	-21,07%	-100,0%
Customer loans, total:	-6,50%	-100,0%
including corporate loans:	-1,10%	-100,0%
including individual loans:	-59,27%	-100,0%
Past-due rate:	-3,15%	-100,0%
corporate clients:	-1,45%	-100,0%
individuals:	-19,76%	-100,0%

You can also get acquainted with balance sheet aggregation methodics.

RSS-канал. Telegram: http://t.me/kuapru
If you have proposals or questions on using our site materials, please write us letters.