Kuap. Ru - Balance sheet of БИНБАНК МУРМАНСК, analysis of f.101

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	BINBANK MURMANSK	add to comparison
Central Bank of Russia registration number: 1276 foreign-controlled, foreign shareholders, complies with 214-FZ (equity construction)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	8 354 385	8 354 385
High liquid assets	6 760 397	6 760 397
Cash and equivalents	432 741	432 741
Cash	129 032	129 032
in cash and en route	129 032	129 032
Nostro account with Central Bank	303 709	303 709
Nostro accounts	6 327 665	6 327 665
Residents	6 327 665	6 327 665
Money in transfer	1 630	1 630
Provision for impairment of high-liquid assets	-1 639	-1 639
Interest-earning assets	1 342 852	1 342 852
Loans to corporate clients	193 792	193 792
residents	376 334	376 334
up to 30 days	1 185	1 185
up to 180 days	664	664
up to 1 year	2 600	2 600
up to 3 years	35 700	35 700
more than 3 years	336 185	336 185
Past-due	140 355	140 355
residents	140 355	140 355
Provision for impairment of corporate loans	-322 897	-322 897
residents	-322 897	-322 897
Loans to private entrepreneurs	54 079	54 079
up to 30 days	219	219
up to 1 year	5 000	5 000
up to 3 years	25 666	25 666
more than 3 years	23 246	23 246
Provision for impairment of loans to private entrepreneurs	-52	-52
Loans to individuals	1 094 981	1 094 981
Standard	1 132 038	1 132 038
up to 30 days	307	307
up to 3 years	9 530	9 530
more than 3 years	1 122 201	1 122 201
Memo: mortgage loans	895 512	895 512
Past-due	55 787	55 787
Past-due	55 787	55 787
Memo: mortgage loans past-due	4 809	4 809
Provision for impairment of loans to individuals	-92 844	-92 844
Other assets	251 136	251 136
Mandatory reserves with Central Bank	51 567	51 567
Premises and equipment	96 606	96 606
Purchase cost	167 821	167 821
Depreciation	-71 215	-71 215
Accrued interest not yet received	10 030	10 030
Other assets	189 135	189 135
Provision for impairment of other assets	-96 202	-96 202
LIABILITIES	6 276 346	6 276 346
On demand	1 351 431	1 351 431
Corporate clients	953 679	953 679
State-owned enterprises	6 567	6 567
Residents	934 652	934 652
Non-residents	12 460	12 460
Individuals	397 752	397 752
Residents	396 413	396 413
Non-residents	1 339	1 339
Term	4 803 108	4 803 108
Corporate clients	659 804	659 804
Residents	659 804	659 804
up to 30 days	83 700	83 700
up to 180 days	399 543	399 543
up to 1 year	123 070	123 070
up to 3 years	53 491	53 491
Individuals	4 143 304	4 143 304
residents	4 089 652	4 089 652
up to 180 days	549 551	549 551
up to 1 year	2 456 510	2 456 510
up to 3 years	1 082 992	1 082 992
more than 3 years	599	599
non-residents	53 652	53 652
up to 180 days	51 489	51 489
up to 1 year	81	81
up to 3 years	2 082	2 082
Securities issued	2 928	2 928
Promissory notes	2 928	2 928
more than 3 years	3 097	3 097
Discount accrued	-169	-169
Other liabilities	118 879	118 879
Other liabilities	20 283	20 283
Accrued interest not yet paid	98 596	98 596
EQUITY	2 078 039	2 078 039
Capital	840 000	840 000
Profit from previous years	852 430	852 430
Retained earnings from previous years	852 430	852 430
Current year profit	386 813	386 813
Current year retained earnings	386 813	386 813
Future expenses	-1 204	-1 204
OFF-BALANCE SHEET	3 698 162	3 698 162
Contingent liabilities	-46 145	-46 145
Guarantees issued	-8 126	-8 126
Unused credit limits opened	-36 851	-36 851
Unused guarantee limits	-1 168	-1 168
Collateral on loans	2 617 145	2 617 145
goods	1 174 461	1 174 461
securities	1 442 684	1 442 684
Unprocessed payments	1 130 028	1 130 028
Due to lack of funds on client accounts	1 130 028	1 130 028
Other off-balance sheet accounts	-2 866	-2 866
Accrued interest not yet received	77 811	77 811
Written-off interest	-5 258	-5 258
Written-off loans	-75 419	-75 419
Credit card balances	307	307
Risk-weighted assets	5 024 057	5 024 057
Reserve rates:
Customer loans, total:	-22,94%	-100,0%
including corporate loans:	-56,58%	-100,0%
including individual loans:	-7,82%	-100,0%
Past-due rate:	-11,15%	-100,0%
corporate clients:	-24,59%	-100,0%
individuals:	-4,70%	-100,0%
o/w mortgages:	-0,54%	-100,0%

You can also get acquainted with balance sheet aggregation methodics.

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